Experienced Bankruptcy Representation
These days more and more people are facing mounting debt. Some suffer an injury that requires expensive medical treatment. Others have lost jobs or are experiencing business difficulties. Perhaps your debt troubles began with helping a relative or friend by cosigning a loan. Whatever your particular circumstances, you are not alone in your struggle against debt.
At the law office of Patrick J. Conway LLC, in Cincinnati, I work exclusively in bankruptcy law. I help individuals and small businesses get the debt relief they deserve through Chapter 7 bankruptcy and Chapter 13 bankruptcy.
Serving Your Bankruptcy Needs in Ohio and Kentucky
During my 29 years of practice, I have handled bankruptcy cases, including:
- Chapter 7 bankruptcy — This option eliminates unsecured debt while protecting assets up to a certain value. Chapter 7 is designed for people with lower income.
- Chapter 13 bankruptcy — This plan is ideal for people who have higher incomes or assets with values that can't be protected in Chapter 7. Chapter 13 allows you to stop foreclosure while giving you up to five years to catch up missed mortgage payments.
- Medical debt — The high cost of medical treatment can cause people to unexpectedly accumulate significant debt. However, it is possible to discharge or repay this debt in bankruptcy.
- Divorce — Maintaining your lifestyle when a two-income household becomes a one-income household can be challenging. For help dealing with debt after divorce, call my office.
- Foreclosure — Bankruptcy can stop foreclosure proceedings, allowing you time to catch up on missed payments.
- Garnishment — Federal law lets creditors garnish up to 25 percent of your paycheck and all of your bank account. Filing bankruptcy stops garnishments immediately.
- Job loss — Without your income helping you stay afloat, debts can accumulate quickly. With a bankruptcy filing, I can help you regain your financial footing.
- Tax refunds — I can help you keep your tax refund. Talk to me before you take action with this money.
- Answers to Common Bankruptcy Questions
- Related Links
- Your Legal Rights During and After Bankruptcy
- Bankrupty Blog
If you are considering debt consolidation as an alternative to bankruptcy, I urge you to remember that bankruptcy provides you with rock-solid protection from creditors. Debt consolidation does not.
Free Initial Consultation With a Skilled Lawyer
If you are facing overwhelming debt, you don't have time to waste. It is important to speak with an attorney immediately. Contact me online or call my office at 513-924-4517 to discuss if bankruptcy is right for you.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
