Mounting bills can put stress on any family's budget, but when there isn't enough income coming in to pay off those debts, late bill payments are inevitable. If you find yourself facing insurmountable debt and bankruptcy appears to be your only option, contactan experienced bankruptcy attorney to discuss your options.
Learn More About Bankruptcy
My name is Patrick J. Conway. At my law office located in Cincinnati, I represent individuals and small businesses in bankruptcy proceedings in Greater Cincinnati and Northern Kentucky. For specific details about how I handle these cases, please visit my bankruptcy overview page.
Below is some general information to educate you about bankruptcy. For information about your specific situation, contact me to arrange a free initial consultation.
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I am an attorney licensed in Ohio and Kentucky. My practice is limited to bankruptcy. I use my 29 years of experience to advise clients facing significant debt about their options. As your lawyer, I will take the time to learn about your situation and pursue a resolution that works for you. My goal is to help you make a fresh financial start.
Are you saddled with overwhelming debt? Are you feeling stressed, frustrated and hopeless? If so, call Patrick J. Conway, Attorney at Law at 513-924-4517 to schedule a free initial consultation. Or, you can fill out the form on the contact page, and I will respond to you shortly.
Surviving the Emotional Effects of Bankruptcy
No matter what circumstances ultimately led to filing bankruptcy, both the practical and the emotional impact on the debtor will be enormous. Confronting the emotional and psychological issues surrounding bankruptcy and reaching an understanding and acceptance of the situation are essential to rebuilding and maintaining a successful financial life. An experienced bankruptcy attorney at Patrick J. Conway, Attorney at Law in Cincinnati, Ohio, can guide a debtor through the complicated legal, financial and emotional maze of bankruptcy and steer him or her in the right direction for the future.
Filing bankruptcy can, without a doubt, stir up many negative emotions. The debtor's sense of self-worth is often closely tied to his or her financial circumstances. Loss of money can be experienced as a loss of identity, self-esteem and confidence. We live in a society in which image is seemingly bought through possessions. Money can be viewed as a powerful currency not only in a purely economic sense, but also in relationships and thus a real or perceived loss of interpersonal power can ensue when bankruptcy is filed.
Understanding these emotions can help disentangle the practical realities of money from the possibly destructive or limiting emotional response to bankruptcy.
At times of significant loss, people tend to feel that their entire foundation has been shaken and that their most fundamental sense of security has been disrupted. They question their trust in themselves, in others and in the world at large. Although it may be natural for many to bury these frightening emotions, bringing core insecurities to a conscious level can actually reduce fear and the feeling of being out-of-control, which enables individuals to start tackling their situations constructively. In addition, the counsel of a seasoned bankruptcy attorney at Patrick J. Conway, Attorney at Law in Cincinnati, Ohio, can see a debtor through the tough times and guide him or her to a brighter financial future.
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